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What is UNAYO
What is UNAYO
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What is UNAYO
What is UNAYO
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Unayo is live in Kenya
Download the app or dial the USSD code to access the full spectrum of services
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Kenya Personal Accounts

UNAYO offers two personal accounts: Lite and Pro. While you will have access to the same services, a Lite account will have lower limits.

You can upgrade your account using the smart app or Assisted Services mode on another customer's device.

A Pro account requires more documents, but will give you access to higher limits, allow you to apply to become a merchant or open a business account.

Our Personal Accounts

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UNAYO Lite Account for Kenya

A Lite account is given to customers (Kenya citizens only) who sign up using USSD channel *416#. These customers provide their ID number for KYC purposes and will receive limited functionality only in terms of transactional limits and account limits.

Kes 1000000
Max per transaction send money
Unlimited
Max EFT mount to Stanbic/other UNAYO
Unlimited
Max EFT mount to another bank
Kes500000
Debit limit per transaction
Kes500000
Max daily debit
Kes500000
Max daily credit
Kes500000
Credit limit per transaction

UNAYO Pro Account for Kenya

A Pro account is given to customers (Kenya citizens and Residents) who either upgraded from a Lite account or have signed up using the App where they have submitted a Selfie, Proof of Life video and valid permit (If customer is a resident) as additional requirements to the ID/passport, alien ID number. These customers receive additional functionality on their account including increased transactional and account limits. Pro Account Bundle holders can apply to act as Micro-merchants or agents and will be required to submit additional KYC information.

Kes 1000000
Max per transaction send money
Unlimited
Max EFT mount to Stanbic/other UNAYO
Unlimited
Max EFT mount to another bank
Unlimited
Debit limit per transaction
Unlimited
Max daily debit
Unlimited
Max daily credit
Unlimited
Credit limit per transaction
Single Country contact and address details
Kenya
USSD code: *416#
International
Interested in Opening a Business Account?
If you have your own business, you can open an Unayo business account. This will give you access to higher account limits and allow you to manage employees' rights and access to your account.
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Unayo is a global digital platform that brings you, as a valued customer, a wide range of capabilities to meet your day-to-day services and transactional needs.

You and your business are enabled through Unayo to transact securely and conveniently from your couch, desk, shop or wherever you are.

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