Unayo VAS Behavioural Loans

Unayo VAS Behavioural Loans provide working capital to Unayo merchants who frequently sell airtime to their customers on the Unayo platform.
The primary goal is to enhance their earning potential through earned commission and to create loyalty within our merchant base.
Unayo will present daily loan offers to qualifying merchants (Available on Smart App & USSD).
The offers are designed to be affordable and increase the amount of VAS a merchant can sell and the commission they would be able to earn.
The loans are short-term for duration of up to 7 days
The Unayo team works hard to ensure our Merchants not only have access to this loan offer and are also educated to ensure understanding of the implications of accepting the loan offer

Some of the benefits

The Unayo VAS Behavioural Loan offer is available through the Unayo Smart App, USSD, and Internet Banking soon to come

The Unayo VAS Behavioural Loan transfer occurs within Unayo (App and USSD) and is immediately available to the Merchant accepting the offer

The Unayo VAS Behavioural Loan reduces the need for physical cash at the Merchants premises

Instead of using your own cash, make use of the VAS Airtime Loan and continue to earn commissions on the airtime sales

What you get

You need to be an Unayo Merchant who sells VAS Airtime to qualify for a VAS Airtime Loan

VAS airtime loan features

What it costs

Applicable taxes on the loan will be apply if the Country charges an upfront facilitation fee
There are no penalty fees loan is repaid within the defined short term loan period

You need to be an Unayo Merchant who sells VAS Airtime to qualify for a VAS Airtime Loan

Applicable taxes on the loan will be apply if the Country charges an upfront facilitation fee
There are no penalty fees loan is repaid within the defined short term loan period